Banking With Your Advantage in Mind
Spend, save, and earn with a member-owned credit union that keeps your money close to home. Serving Southeast Idaho and Western Wyoming, since 1953.
Local Banking That Works for You
Advantage Plus is a not-for-profit, member-owned credit union, so we answer to you instead of shareholders. Money that would go to investors comes back to members in the form of higher dividends, lower fees, and rewards that make everyday banking pay off.
Personal banking here comes down to two things: a credit union checking account and a savings account to match, both with Kasasa® rewards built in. Open one or both, and your money stays right here in Southeast Idaho and Western Wyoming, benefiting the communities you live in.
Explore Your Accounts
Pick the account that fits how you bank, or open one of each. The NCUA federally insures every deposit up to at least $250,000, so your money is safe while it grows.
Personal Checking
A credit union checking account that pays you back. Two free checking accounts, Kasasa Cash® for savers and Kasasa Cash Back® for spenders, earn up to 5.0% APY* or 3.00% cash back* with no monthly fees.
Personal Savings
A credit union savings account for every goal, from Kasasa Saver®, our high-yield savings account, to IRAs, MSAs, certificates, and education savings. Whether you're starting an emergency fund or planning for retirement, there's an account for your goal.
Saving Rates
See current dividend and APY rates for every account in one place.
Not Sure Which Is Right?
A quick way to point yourself in the right direction:
Savers who keep a healthy balance:
Kasasa Cash® Checking or Kasasa Saver®
Spenders who live on their debit card:
Kasasa Cash Back® Checking
Long-term planners saving for retirement, medical costs, or education:
IRAs, MSAs, and education savings
You're not limited to one. Many members pair a checking account for everyday spending with a savings account that keeps growing on its own.
What Is Kasasa? Rewards Built In
Kasasa® is a rewards platform we partner with to offer free accounts with built-in perks and no monthly maintenance fees. It's how we deliver high interest, cash back, and ATM fee refunds while keeping your money local.
To earn full rewards each month, just make sure these post to your account:
At least 1 direct deposit, ACH payment, or ACH credit
At least 12 debit card purchases
Enroll in and review e-statements
Enroll and log in to online banking
For most members, this happens on its own.
A paycheck coming in and a debit card going out cover nearly all of it.
Miss a month? Your account stays free, you still earn the base dividend rate, and you're back to full rewards the next month.
Your Cash, Guarded 24/7
Banking should be easy and, above all, safe.
Fraud Protection: We’re always vigilant, ready, and watching your accounts day and night.
Account Security: Keeping your information safe is our top priority, from secure login to encrypted connections.
Peace of Mind: Manage your money anytime, anywhere, and talk to a real person when you need one.
NCUA Insured: Every account is federally insured up to $250,000, backed by the full faith and credit of the United States Government.
Bank Anytime, Anywhere
Your accounts include free digital tools to manage your money whenever it's convenient.
Mobile Banking With Mobile Deposit: Deposit a check from your phone in a few taps.
Online Banking & Bill Pay: Pay bills and transfer funds from anywhere 24/7.
Smart Money Management: Use e-statements and transaction history to budget and save.
Why Choose Advantage Plus?
With Advantage Plus, you're not just an account number. You're like family, which is why you have a voice in what we do.
Member-Owned Difference
Your interests come first, because members are the owners.
Local and Personal
We’re a Southeast Idaho credit union serving members here and in Western Wyoming, since 1953.
Award-Winning Service
Get friendly help in the branch and online.
Open Your Account in Minutes
Becoming a member is quick. Open your share account in 5 minutes with:
Social Security Number or Tax ID
Driver's license or passport
$5 minimum deposit
That’s it! No monthly service fee, no minimum balance to earn rewards — just simple banking on your terms.
We're Here to Give You the Advantage
Take advantage of competitive rates, personalized guidance, and the kind of service you only get from a local credit union. Call us, message us, or stop by your nearest branch, and we'll help you find the account that fits you best.
*APY = Annual Percentage Yield. Rates, qualifications, and reward details are subject to change. See full disclosures on the checking and savings pages. Membership eligibility required. Federally insured by NCUA.