Advantage Plus Federal Credit Union
Modern Moves. Hometown Heart.
More Than Banking — A Family of Friends Since 1953
From Humble Beginnings to Your Trusted Financial Partner
Since opening our doors in 1953, Advantage Plus Federal Credit Union has focused 100% on the betterment of our members. For over 70 years, we’ve been more than just a financial institution: We’ve been neighbors, friends, and partners in your financial journey.
What started as a small cooperative dedicated to serving our local community has grown into a financially strong institution with nine branches spanning Southeastern Idaho and Western Wyoming. But growth hasn’t changed who we are.
Every product we offer, every supplemental resource we provide, and every personalized interaction we have are focused on meeting the unique needs of our fellow neighbors like you.
Our Promise
While we’ve grown in size and capabilities, we’ve never lost sight of what matters most: you. We remain committed to the credit union philosophy of “people helping people,” maintaining the member-focused, next-door-neighbor personality you’ve come to know and trust.
Reaching Beyond but Staying True
Today, Advantage Plus Federal Credit Union is a financially strong institution with nine branches across Southeastern Idaho and Western Wyoming. We’ve embraced modern technology and expanded our services while maintaining our roots as a community-focused, member-owned cooperative.
From mobile banking to traditional face-to-face service, from first-time homebuyers to seasoned business owners, we’ve evolved to meet your needs without forgetting why we exist: to enrich your financial life.
Much More Than a “Customer”
When you join us, you’re more than just an account holder or loan borrower: You’re a member-owner with a real voice in everything we do. As a not-for-profit financial institution, we put your financial well-being first — so the gains are poured back to you, not investors.
Free, rewarding checking accounts
Lower rates on auto loans, mortgages, and personal loans
Nationwide access to 28,000 surcharge-free CO-OP ATMs
24/7 mobile and online banking
Higher yields on savings accounts and certificates
Fewer fees or no fees on everyday banking
Personalized financial guidance and local decision-making
A voice in how our credit union operates
This Motto Guides Our Company Values
Member-First Philosophy: Every decision prioritizes your membership.
Integrity and Trust:
We believe that honest, transparent relationships are built on respect.
Community Commitment:
We proudly give back to our neighbors in Southeast Idaho and Western Wyoming.
Financial Empowerment:
We provide the tools and resources you need to achieve your goals.
Innovation With Heart:
We deliver modern solutions with hometown heart.
Why Choose Advantage Plus vs. Traditional Banking
Traditional banks are built to serve shareholders. Advantage Plus is built to serve you. From mobile banking to traditional face-to-face service, from first-time homebuyers to seasoned business owners, we’ve evolved to meet your needs without forgetting why we exist: to enrich your financial life.
Our credit union benefits include the following:
Convenience: Stay informed about your finances 24/7 with mobile banking, online account access, remote deposit, and more.
Competitive Rates: Discover budget-friendly rates that work for you.
Comprehensive Solutions: Reach your goals at every stage of life with everyday banking, wealth planning, and insurance protection.
Personal Service: Bank with friendly faces you know, not a corporation.
Local Impact: Be a part of a credit union that gives back to the places and people you call “home.”
Branches and ATMs
With nine convenient branch locations throughout Idaho and Wyoming, plus access to 28,000 CO-OP ATMs nationwide, we make sure you can manage your money wherever, whenever.
Headquarters
2133 E. Center Street
Pocatello, Idaho
Phone
208-232-7711
Routing Number
324173587
NMLS 414699
Giving Back to Our Neighbors
We’re proud to show up for our community — at local parades, youth sports fields, and events throughout the year. Supporting our neighbors is at the heart of what we do.
Through partnerships with organizations like Relay for Life and the Community Impact Fund, we help make credit union membership accessible to everyone in Southeastern Idaho and Western Wyoming.
Here are a few organizations we support and events we’re involved in:
- Relay for Life
- 4th of July Parade
- Chubbuck, Soda Springs, Montpelier, and American Falls Days Parades
- Primary Children’s Hospital
- Community rodeos
- Local high schools and universities
- Idaho State University
- Pocatello High School
- Century High School
- Highland High School
- Preston High School
- Bear Lake High School
- Soda Springs High School
- American Falls High School
- Star Valley High School
- Grace High School
- North Gem High School
- Marsh Valley High School
- Irving Middle School
- Alameda Middle School
- Hawthorn Middle school
- Franklin Middle School
- William Thomas Middle School
- Various youth sports organizations
- Southeast Idaho Youth Football League
- Friday Night Flag
- Pocatello Parks and Recreation
- Chubbuck Parks and Recreation
Ready to Join Our Family of Friends?
Experience the difference of a credit union that answers to you, not shareholders. Join our member-owned credit union today and start enjoying better rates, fewer fees, and service that feels personal — every time.