| Share Savings Account Fees | |
|---|---|
| Membership Fee | $5.00 one time fee |
| Excessive withdrawal on Holiday and Premium Shares | $15.00 per time |
| Share Draft Checking Account Fees | |
|---|---|
| Copies of Checks | $3.00 per check |
| Demand Statement Charge | $5.00 per month |
| Low Balance Fee Dividend Checking Account | $7.00 if balance is below $500 |
| Low Balance Fee Money Market Checking Account | $7.00 if balance is below $1000 |
| Member Check Cashing | $10.00 if balance is below $100 or no loans |
| Non Member Check Cashing | 3% of the check or $10.00 (whichever is greater) |
| Non Member Government and Payroll Checks | 1% of the check or $10.00 (whichever is greater) |
| Share Draft Overdraft | $29.00 |
| Share Draft Low Balance Fee | Refer to Low Balance Fee Products1 |
| Share Draft Overdraft - extended period | $25.00 per week if account balance remains below 0 |
| Stop Payment | $15.00 per time |
| Other Service Fees | |
|---|---|
| Bad Address | $5.00 per returned envelope/no forwarding address |
| Bank Checks/Cashier's Checks | $3.00 per check |
| Cash Advance Fee | 3% |
| Coin Services - Member | Free |
| Coin Services - Non Member | 7% No Member Fee |
| Counter Check | $4.00 per sheet/4 checks per sheet |
| Credit Card Late Fee | $35.00 per month |
| Debit Card Overdraft | $29.00 per time |
| Dormant Account Fee | $2.00 per month regardless of balance |
| Early Cd Withdrawal Penalty | Greater of $50 or 12 mo. Interest |
| Item Research | $25.00 per hour |
| Legal Processing (Garnishment/Levy) | $100 |
| Loan Late Fee | $50.00 per month |
| Loan Late Fee - Real Estate | 5% |
| Loan Payment with Credit Card | 3% |
| Loan Payment with Debit Card | $4.95 |
| Loan Skip a Pay Fee | $45.00 |
| Notary Service | No Charge |
| NSF/Courtesy Pay | $29.00 |
| Overdraft Transfer from Savings | $5.00 |
| Reconciliation | $25.00 per hour |
| Return Deposit Check | $10.00 |
| Return Deposit Check on item drawn on own account | $29.00 |
| Telephone Transfers | No Charge |
| Teller Transactions | No Charge |
| Wire Transfer Incoming Domestic | $10.00 |
| Wire Transfer Incoming International | $20.00 |
| Wire Transfer Outgoing Domestic | $20.00 |
| Wire Transfer Outgoing International | $50.00 |
1The fees appearing on this schedule are accurate and effective as of this date. Fees are subject to change. If you have any questions regarding the fee information, please contact the credit union.