Compare Our Accounts
High Interest
Free Kasasa Cash® Checking
Learn MoreFees
FREE
Best For
High Balances
Rewards
- Earn 5.0% APY* on balances up to $25,000
- Earn 0.10% APY* on any amount over $25,000
- Earn 0.01% APY* if qualifications aren't met
Monthly Maintenance Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$0
Cash Back
Free Kasasa Cash Back® Checking
Learn MoreFees
FREE
Best For
Debit Card Transactions
Rewards
- Earn 3.00% cash back on debit card purchases*
- Earn cash back on your first $300 in purchases each month
- Earn up to $108 cash back per year, $9 per month
Monthly Maintenance Fee
$0
Free ATMs?
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
Free online banking with bill pay?
Yes
Free debit card?
Yes
Minimum Opening Deposit
$0
Free Kasasa Cash Checking:
*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Advantage Plus FCU as ATM or PIN-based, signature based transactions and purchases made with non-Advantage Plus FCU issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current month cycle through one (1) business day prior to the close of the current month cycle.
Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $25,000 receive APY of 5.0%; and any amount over $25,000 earns 0.10% APY, (2) you will receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.
When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY and ATM fees are not refunded. Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/02/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH, enrollment in online banking, receipt of electronic statements are a condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit 1 (one) account per social security number. There are no recurring monthly service charges or fees to open or close this account. (For Kasasa Cash Back or Kasasa Cash account, member may not be enrolled in both accounts). Contact an Advantage Plus FCU service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.
Free Kasasa Cash Back Checking:
*Qualifications Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Advantage Plus FCU as ATM or PIN-based, signature based transactions and purchases made with non-Advantage Plus FCU issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.00% cash back on up to a total of $300.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25.00 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher.
When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit/ACH, enrollment in online banking, receipt of electronic statements are a condition of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit 1 (one) account per [social security number. There are no recurring monthly service charges or fees to open or close this account. (For Kasasa Cash Back or Kasasa Cash account, member may not be enrolled in both accounts). Contact an Advantage Plus FCU service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.